Medical Pay Insurance is an additional or supplemental Insurance that can be added to your auto accident insurance policy. If have this insurance and are in an auto accident it will kick in to automatically pay the accident related medical bills of you and your passengers. This coverage can be used in conjunction with your other auto accident coverage. Some medical pay insurance policies will pay the bills for injuries which occur on or around your vehicle but not as the result of an accident. Medical Pay Insurance is not required coverage but it does make a great supplement to your auto accident coverage. If you are interested you should contact your insurance agent.