Remember, everyone in Florida must carry car insurance coverage.  The specific amounts policies cover vary.  There is a required coverage that’s a must in Florida, the $10,000 PIP coverage.  It may have a deductible or it may have no deductible at all.  Hopefully you never need your PIP coverage.  If you do have a deductable, remember having one can cause problems in receiving treatment promptly sometimes.  All policies after January 1, 2008 will be amended according this new version of an old law.  Not only that, but if the old policy didn’t have personal injury protection it will be rewritten to have it after January 1, 2008.  The new forms, or rates, are in force on everyone’s policies in Florida.  Check with your insurance agent to make sure you have proper coverage.

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