After you’ve been injured in an auto accident, you may be wondering whether you need to hire a personal injury attorney. Of course, there is no single right answer to this question, and ultimately the right path forward is based on a number of unique factors: the severity of your injury, the nature of the crash, and your dealings with insurance companies.
In a perfect world, drunk and reckless drivers would always receive a punishment befitting the crime, and accident victims would always receive compensation that was fair and just. Unfortunately, you may have noticed that we are not living in a perfect world, and when an insurance company offers you a pittance for your injuries, you may have few options.
In situations like this, auto accident attorneys can offer a lifeline that may ultimately result in fair compensation for your pain and suffering. But how do you know when your injuries call for hiring a car accident lawyer?
Were your injuries severe?
If you have serious injuries from the accident, and if those injuries resulted in expensive medical bills or missed work, then hiring a car accident attorney may be in your favor. For example, if your injuries required hospitalization, surgery, physical therapy, or rehabilitation, you should consider having your case evaluated by a personal injury law firm. When your claim involves injuries that led to significant medical expenses, then the chances of receiving proper compensation for those expenses can be greatly increased when you have experienced legal representation by your side.
Likewise, in accidents where a victim died, the families may choose to move forward with a civil lawsuit against the responsible parties. However, in cases where the accident resulted only in minor scrapes or bruises, working with the other driver’s insurance company may be your best option for seeking resolution.
Did the accident result in missed work or opportunities?
While most people realize that personal injury cases involve medical bills, not everyone knows that they can seek damages for other types of losses. For instance, in addition to medical bills, accident attorneys can help you seek compensation for missed work. So long as you can show that the accident resulted in a loss of income, it may be in your best interest to contact an attorney for legal assistance.
Was your injury caused by someone else?
Not every car accident is someone’s fault. Unfortunately, genuine accidents do sometimes happen on the road. However, if you believe that your injuries were caused by the negligence (or drunkenness) of someone else, you should find a personal injury lawyer for a consultation. Proving legal fault can be extremely complicated, which is why you may benefit from an attorney who understands what kind of evidence is required to prove your claim. If you try to prove fault on your own, you may end up losing even more money if you don’t win the case. However, a lawyer can help ensure that you have all of the information you need to move forward.
Were you offered a ridiculously low settlement by an insurance company?
Insurance companies have a responsibility to their shareholders, not accident victims. As such, they may try to minimize the amount they have to pay out for your injury claim. Because of this, it’s important that you consult a lawyer before speaking with an insurance company representative. Unfortunately, some insurance adjusters may try to get you to make statements that can harm your claim or sign releases that they can use against you in court. That’s why having a personal injury attorney is so important. A lawyer can ensure you don’t get tricked into settling for less than your injuries are actually worth.
Personal injury claims from car accidents are something that should be taken very seriously. Seeing as how every year 1.2 million people die in car accidents worldwide, insurance companies have plenty of experience in handling car accident claims. If you or a loved one has been injured in a car accident, it’s important that you contact a personal injury lawyer to ensure you receive proper compensation for your injuries.