Being involved in a car accident is an extremely stressful life event, and it only becomes more stressful in the months following the accident.
If the accident is serious, there will be arguments about who was at fault, and what the proper compensation will be for those involved in the accident.
But what if you weren’t driving when the accident occurred? You may have been injured, but clearly, the accident wasn’t your fault because you were simply a passenger.
There are certain steps that need to be taken if you were a passenger in a car accident. You need to protect yourself and get any insurance benefits that you are owed.
In this blog, we’ll outline exactly what you should do if you’ve been a passenger in a car accident.
What to Do as a Passenger in a Car Accident
You may think that being a passenger in a traffic accident shouldn’t require much action on your part, but that isn’t the case.
Here are the steps you need to take after the car accident has occurred.
Hire an Accident Attorney
The first step you should take, especially if you’ve been seriously injured in the accident, is to hire a reputable accident attorney to represent you.
An accident attorney will help you file claims against insurance and discuss all your specific options depending on your own insurance policy.
The attorney will also make sure you are being compensated correctly and represent you in court if necessary.
File a Claim Against the Driver’s Insurance
Depending on which driver was found to be guilty of causing the accident, you can file a claim against that driver’s insurance company. You have the right to collect money from the driver that was at fault.
This may take a long time as determining the fault of the accident could potentially go to court.
If both drivers were found to be at fault, then you should file a claim against both insurance companies so you can be properly compensated.
File a Claim Against Your Insurance
Depending on your auto insurance policy, you may be compensated for simply being a passenger in the car during the accident.
This is dependent on what type of insurance you have, but it’s always best to call your insurance company and see what your options are.
Of course, you should also discuss your options with your attorney to make sure your insurance company isn’t cheating you. Your attorney will be familiar with your insurance policy and whether you can file a claim.
For More Information
Being a passenger in a car accident is a stressful life event that can not only leave you with physical injury, but emotional and mental injury as well.
You need to make sure you are properly compensated for the accident by filing claims against the driver’s insurance and your own insurance policy.
To ensure that you are treated fairly and receive proper payment, it’s important to hire a reliable accident attorney to represent you. Contact our law office today for more information and a free case review.